Here are some effective tips for all of us that we can definitely use in achieving our short-term goals. As we are all aware, we all want something in life and money is a common denominator why we can't have it. Do remember that reaching them can be done if only we will persevere and learn to see things all in the long run.
1. Always learn to keep your eyes on the PRIZE by keeping your eyes on the PRICE.
- Have a particular strong mindset and heart in reaching your goal. Picture yourself having your goal and you'll realize how much you want it. Now, when going out always check the prices of what you are going to buy. Try to limit yourself in buying things by buying only the things that you really need and will not exceed the BUDGET that you set for yourself.
2. When doing your grocery-shopping, buy the bigger one.
- Though smaller packages have smaller prices than the big ones, it doesn't necessarily mean it is more affordable. Getting a bigger one can actually help you get more savings and helps you avoid any future hassles.
3. Have your money in bigger denominations.
- Having your money in bigger bills can actually cause you to have second thoughts in spending it in unnecessary purchases.
4. High-end restaurants doesn't always mean better.
- Oh yes, we always see the high-end restaurants as a nice way to pamper our stomachs and be happy. But if you look at it, the things that they can serve to you can also be served at a lower-priced restaurant or better yet at home. Take time to notice your bill as well, aside from paying for the food, a portion of it is always paid to service charge.
5. Keep the change!
- Make it a point to save the excess from your day. Always keep in mind that each small amount, when added up will be a big value. Definitely, you get what I mean! :)
6. Create a deposit account!
- Now, now, as every penny counts, we should have a place where we can keep our money safe and sound. Have your money secured in a deposit account with the bank that you trust. Make sure that you won't use the money out of impulsiveness, but instead use it only when you really need it!
